Turning Houses Into Homes®

We offer a variety of financing options, tailored specifically for the Hawaiian Homestead community. We also have access to grant programs that may further support your home-buying journey, adding even more options for financing!

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USDA

• 0% Down
• .35% monthly mortgage insurance Assumable
• Income & Area restrictions
• No prepayment penalty

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HUD 184a

• 2.25% Down
• No monthly mortgage insurance Assumable
• No maximum income limits
• No prepayment penalty

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FHA 247

• 3.5% Down
• No monthly mortgage insurance Assumable
• No maximum income limits
• No prepayment penalty

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Malama Kealoha is the Hawaiʻi Area Manager and a Loan Officer at Security National Mortgage Company, bringing 15+ years of mortgage experience and a lifelong connection to Hawaiʻi, helping individuals and families across the islands achieve lasting homeownership. She specializes in working with Hawaiian Home Lands lessees.