Down Payment Assistance Program

‍Who can qualify for a DHHL NAHASDA Down  Payment Assistance (DPA)?

‍The DPA is available to qualifying first time home buyers earning up to 100 percent of area median income for a Hawaiian Home Lands turnkey  residential single family home being purchased.  Income limits are adjusted based on household size and must also:

• Complete a home buyer education class
• Qualify for mortgage financing with their lender

You must have a fully executed Purchase Agreement of a DHHL turnkey residential single family home  offering on Hawaiian Home Lands.

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How much grant money may I receive?

Lessees and/or awardees may receive up to $25,000 and an additional $20,000 with certain  requirements.

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How do I apply?

Your 1st mortgage lender must submit a full,  complete credit file for consideration.  Lender must be FHA and/or HUD 184a approved to participate or have an agreement with DHHL. Please inquire with
your Loan Officer to take advantage of this program.

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Are there any restrictions on the type of home I may purchase?

The DPA may be used to purchase a turnkey  residential single family home that is located within the State of Hawaii on Hawaiian Home Lands and must be your primary residence.

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Are there restrictions on how the grant may be used?

The DPA is a one-time assistance and funds must be used for down payment and/or assisting with closing costs or interest rate buy down for the purchase of a turnkey single family home within the State of     Hawaii on Hawaiian Home Lands.  No funds will be given directly to the buyer(s).
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What happens if I sell my house?

If your home is purchased with DPA assistance, it is subject to a lease addendum restriction requiring you to return a portion of the grant if you fail to  occupy the dwelling or sell or transfer your lease interest within 5-10 years or on a case-by-base basis.

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Application details coming soon.