The Waiohuli Undivided Interest (UI) lessees and the DHHL applicants on the Maui Island Wide Residential Waitlist with application dates up to December 31, 2023.

No, attendance is not mandatory. However, it is an opportunity to obtain information about the project and ask questions.

Submit to DHHL Housing Project Branch both the Response Form and a lender Pre-qualification letter, postmarked by March 7, 2025.

Visit the DHHL website https://dhhl.hawaii.gov/awards/ after the Orientation meeting to review a recording of the meeting.

The DHHL Housing Project Branch (808) 730-0311 or email DHHL.Housing@hawaii.gov.

No, you will need to re-apply with your selected lender and submit all current financial documents, including NAHASDA’s Prequalification (PQs).

Central Pacific Bank (CPB) is the lead lender for this project and is offering Down Payment Assistance of $5,000 as credit towards closing costs.  CPB will also assist applicants in applying for the Hawaiian Lending & Investments (HLI) program, a DHHL matching grant program that provides an additional $5,000 for down payment assistance.  Together, this means up to $10,000 in assistance towards closing costs and downpayments.  To contact CPB’s loan officers, please visit our website www.puuhona.com for contact information.

Alternatively, you may choose an FHA or USDA lender of your preference, or a VA lender if you are a veteran.

The Native American Housing Assistance and Self Determination Act of 1996 (NAHASDA) provides housing assistance through a block grant program from the U.S. Department of Housing and Urban Development (HUD). NAHASDA funding is available for families whose household income is at or below 80% of the Maui’s Area Median Income (AMI).  For more information, please review the 2024 Maui County NAHASDA Information and Income Checklist located on the Pu’uhona website under Lenders – NAHASDA, and also on DHHL’s website at dhhl.hawaii.gov/nahasda or email inquiries can be sent to dhhl.nahasda.info@hawaii.gov.

Please reach out to the lender of your choice, who will provide you with the steps and requirements needed to apply for a Prequalification Letter.

• To get pre-qualified, lenders typically look at your basic financial information, such as:some text
  • Income (pay stubs, W-2 forms, tax returns if self-employed)
  • Monthly debts (credit card payments, car loans, student loans)
  • Assets (bank statements, retirement accounts)
  • Credit score (they may do a soft check, so this won't affect your credit score)
• Most lenders will allow you to complete a pre-qualification application online, over the phone, or in person.
• You will provide information about your income, debts, assets, and employment history.
• The lender will give you an estimate of the maximum amount they may lend you, along with a general idea of the loan terms.

To further prepare for your home loan, consider signing up for Homebuyer Education and Financial Education workshops. Visit www.puuhona.com to register for these workshops on the link provided for Hawaiian Community Assets. Hawaiian Community Assets offers a dedicated Homebuyer Education Workshop specifically for Hawaiian Home Land beneficiaries.

We are actively seeking grants and programs for first-time homebuyers and households earning 80% or below the area median income (AMI). Information on available grants and programs for the Puʻuhona Phase 2 offering will be made available at the Orientation Meeting.

Additionally, NAHASDA will be accepting applications from an approved FHA and/or HUD 184a lender or a lender that has an agreement with DHHL for Down Payment Assistance (DPA) to help moderate-income Native Hawaiian families achieve housing stability. Eligible families, limited to first-time homebuyers, must have household incomes between 81% and 100% of the area median income (AMI), subject to annual adjustments. Assistance, up to $45,000, will depend on fund availability and is determined by DHHL NAHASDA program staff or an approved service provider. Please refer to the NAHASDA handout for detailed program information.

Puʻuhona offers five different models that consist of a mix of two to five bedrooms, one to three bathrooms, and one- and two-story floor plans. ADA units are also available in this project. Please visit our Puʻuhona website's Model Homes” to view the different model homes including floor plans and renderings.

The first homes in Phase 1 are expected to start to be completed beginning in June 2025. Keep in mind that tentative completion dates are subject to change. As the project progresses, awardees will be provided updates accordingly.

If you are awarded a vacant improved lot in the Puʻuhona Homestead Phase 3 Offering, Habitat for Humanity homes may be available to qualified beneficiaries based on income, family size, and willingness to partner with the organization. Habitat for Humanity Maui offers an opportunity for underserved residents to own a home with an affordable, no-interest mortgage. They serve residents earning between 25% and 80% of the AMI in Maui County.

To learn more, please visit the Habitat for Humanity Maui website at www.habitat-maui.org, navigate to the "Projects" section, and select "Hawaiian Home Lands" for more information and to access the Intake and Application Form.

All exterior paint color schemes are preset based on the model home you select.

Vinyl floor colors are preset based on the model you select.

Please refer to DHHL and/or the Puʻuhona Homestead website for upcoming projects. Dowling Company, in partnership with DHHL is currently working on three (3) other Maui projects. In Central Maui, the Wailuku Single Family Homestead includes approximately 173 single family turn-key homes and 31 vacant lots, and the Waiehu Mauka Homestead includes approximately 343 single family turn-key homes and 55 rural vacant lots. In Lahaina, Leiali‘i Phase 1B includes approximately 181 single family turn-key homes.

A tree in the front yard will be provided for each home in the Puʻuhona Homestead project. Maintenance of the tree will be required by the homeowner. No additional landscaping will be provided with the purchase of the home.

After the home is completed, the homeowner will need to secure approvals from DHHL and obtain any required permits from the County or State for the installation of a swimming pool.

Many of the homes may have views, although they are not guaranteed from any lot.

Fences will be shown on the individual lot plot plan, if any.  Most of the lots do not come with a fence except for certain lots along the subdivision boundary.  Lots along the Honoapiilani Highway could include a vinyl fence. Portions of the lots along the mauka perimeter of the subdivision could include a chainlink fence. Refer to the individual lot plot plan for ownership and maintenance responsibilities for each fence, if applicable.

The Options and Upgrade Addendum includes all modifications to be provided for the homes in this project.

No, you are prohibited from entering the project site until you are authorized to conduct your walk-though of the completed home.  At that time, you will have an opportunity to identify punchlist items.